# Capture and Saved Cards

Building with an AI agent? Start at https://docs.payme.io/agents.md

Authorize, capture and pay with saved cards

- [Authorize now, capture later](/accepting-payments/capture-and-saved-cards/capture-sale): Place a hold on the buyer's card, then charge it within 7 days with capture-sale, or release it with refund-sale.
- [Capture an authorization in several parts](/accepting-payments/capture-and-saved-cards/multi-capture): Multi-capture: charge an authorized card or PayPal sale in several parts, each a new sale linked to the authorization.
- [Save a card with a token sale](/accepting-payments/capture-and-saved-cards/create-payment-with-buyer-key-token): Moved. Saving a buyer's card as a token (buyer_key) and charging it later is covered in the guide Save a card and charge it later: /accepting-payments/capture-and-saved-cards/save-a-card-and-charge-it-later
- [Build recurring billing with subscriptions](/accepting-payments/capture-and-saved-cards/build-recurring-billing): generate-subscription: status 1 with sub_url, or status 2 with a permanent buyer_key. A job charges each iteration from sub_start_date; each attempt is a sale_type 3 sale; success sends sub-iteration-success with payme_sale_id. List a subscription's sales with get-sales sale_type 3 + sale_parent_code = sub_payme_code. Card check fails: status 4, no retry. Renewal fails: status 7, daily retry, 7 attempts, then 5 + sub-cancel. Pause skips iterations; a paused subscription can't be canceled (305). set-price changes future charges. No wallets.
- [Save a card and charge it later](/accepting-payments/capture-and-saved-cards/save-a-card-and-charge-it-later): Save a card as a buyer_key: capture_buyer: 1 on generate-sale (charge and save), sale_type: token (save, no charge), Hosted Fields tokenize() or capture-buyer-token (PCI). capture-buyer-token is single-use unless buyer_is_permanent: true; a used token gives 604. buyer_is_private: true = one seller; default = any seller of the partner, and get-buyer-key then needs payme_client_key (603). Charge: generate-sale + buyer_key, at once, no CVV, no 3D Secure; a decline is HTTP 200 with status_code 1. Store buyer_key encrypted, server-side.